Have questions about your coverage or need personalized assistance? We’re here to help! Drop us a message, and one of our insurance experts will get back to you as soon as possible.
Have questions about your coverage or need personalized assistance? We’re here to help! Drop us a message, and one of our insurance experts will get back to you as soon as possible.
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You have seven months for your "Initial Enrollment Period." You may begin the sign-up process three months before your 65th birthday and ends three months after you turn 65.
If you are still working and not ready to retire, you must initiate the enrollment process for Part B. All enrollments into Medicare Part B are through Social Security. Once this step is completed, you are now ready to enroll into a Medicare Plan. You are automatically enrolled into Medicare parts A & B once you start collecting your Social Security payments.
Medicare Part A is usually free and you will pay a monthly premium for Medicare Part B that is dependent on your income. In addition, Medicare Advantage and Medicare Supplement monthly costs can vary depending on plan, health conditions and prescriptions..
Medicare parts A & B (Original Medicare) do not cover all your insurance needs. There are gaps in Original Medicare coverage that Medicare Advantage and Medicare Supplement plans help cover to reduce your out of pocket costs.Medicare Advantage Plans work similar to your employer or individual plan as each service comes with a corresponding copay and include prescription drugs. They also include additional benefits such as dental, vision, hearing, over the counter (OTC), and gym memberships.Medicare supplement plans are standardized in Pennsylvania. These are medical plans only and do not include the additional benefits of Medicare Advantage plans or prescription drugs so you will need to add a separate prescription drug plan to have them covered.
Having the right documents is essential for a smooth enrollment process. We'll guide you through what's required, from identification to income verification, so you're fully prepared to enroll in your plan.
Every person’s healthcare needs are different, and Medicare plans are not one-size-fits-all. It’s important to find the right plan that covers your doctor visits and prescription drugs. We will explore all options, including Medicare Advantage, Medicare Supplement, and Prescription Drug Plans, to find the best fit for you.
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